Malaysia · Licensed Financial Planner马来西亚 · 持牌财务规划师

Goodbye financial anxiety. A licensed planner helps you break through. 告别财务焦虑，持牌规划师帮你破局。

Name: YourFinanceDoc 你的财务规划师
Address: MY
Price range: RM

Hand-in-hand guidance to get every financial decision right — neutral advice, no products sold, no hidden fees. 手把手带你做对每一个财务决策 —— 立场中立、不推销产品、没有隐藏费用。

Neutral — no product sales立场中立 — 不推销产品 Transparent pricing收费透明

01 Sound familiar?你会不会也有这些问题

Paid for course after course — still lost?付费上了很多课，但还是不知所措？

Want to plan, but don't know where to start?想理财，但不知道要从哪里开始？

Know investing matters, but scared to lose money?知道投资很重要，但又怕亏钱？

Not sure if your finances are actually healthy?目前的财务状况，也不知道健不健康？

So many insurers — which one is right for you?那么多保险公司，哪家最适合我？

How much do you need to retire / be financially free?要多少钱才能财务自由、提早退休？

02 Why work with 鑫哥为什么选择鑫哥

Licensed by BNM & SC持有 BNM 及 SC 执照
Fully regulated and compliant — your protection.合规有保障。
Genuinely neutral立场中立
Not tied to any insurer or fund house — I represent you, not products.不代表任何保险或基金公司，只代表你。
Transparent pricing收费透明
Clear fees, no hidden charges, no commission.没有隐藏费用。
Advice built around you专属建议
Recommendations based on your actual situation and goals.根据你的实际情况，给你专属的财务建议。
Built to be acted on学以致用
I believe action is what matters — we hand-hold you through it.我相信学以致用，行动才是最重要的。

03 Our services我们提供的理财服务

A focused hour for the specific questions on your mind.专注一小时，解答你心中的特定问题。

RM149 / hour小时

Inclusive of 8% SST已含 8% 销售服务税

Deep focus on one area — tax, investing, insurance and more.专注单一领域 —— 税务、投资、保险等。

RM851 / module模组

Inclusive of 8% SST已含 8% 销售服务税

Everything your personal finances need, planned together.你个人财务规划所需的一切，整体规划。

from起RM3,240

Inclusive of 8% SST · income-based已含 8% 销售服务税 · 依年收入

Not sure which fits? Compare all plans. 不确定哪个适合？比较所有配套。

Bite-sized money tips in Chinese — like, save and follow.简短实用的理财分享 —— 记得点赞、收藏、加关注！👍

Ready when you are随时为你准备

Take the first step today.今天就迈出第一步。

Message us on WhatsApp — tell us where you're stuck, and we'll point you to the right next move.WhatsApp 我们，告诉我们你卡在哪，我们会为你指出下一步。