储蓄目标计算器｜每月/每日要存多少钱？（自动利率对比）

每次下定决心要存钱，总觉得目标好遥远？😩 到底每个月要存多少，才能在特定时间内存到那笔钱？这款储蓄目标计算器帮你一算就清楚📊 只要输入目标金额和日期，就能看到不同利率下你每天/每月需要存多少钱，超直观、超实用💡 不管你是为买房、旅行、教育基金，还是财务自由而努力，这个工具都能帮你一步步接近目标💰✨Setting a savings goal but it always feels far away? 😩 How much do you actually need to set aside each month to get there in time? This Savings Goal Calculator makes it clear 📊 — just enter your target amount and date, and see how much to save per day and per month across different interest rates. Whether it’s for a home, a trip, education or financial freedom, it helps you get there step by step 💰✨

清楚知道每天或每月该存多少钱，离目标就不远了。
如果您想要进一步整合整体财务资源，为自己量身定制一套更完整的储蓄与投资计划，欢迎联系我们，一对一为您打造实现目标的专属方案。Once you know how much to set aside each day or month, your goal is within reach.
Want to build this into a fuller savings and investment plan for your own situation? Reach out for a 1-on-1 session tailored to your goals.

👉 立即使用计算器，开始为梦想设定存钱行动计划！👉 Try the calculator now and turn your goal into a concrete savings plan!

报酬披露Remuneration Disclosure

如果你选择通过我与 FA Advisory 安排保险、单位信托基金或 PRS，我可能从相关产品供应商获得佣金。有关佣金与财务规划收费分开计算，不会抵扣或取代规划费用。我也会在执行前说明相关安排与可能产生的利益冲突。完整说明请参阅 YFD 怎么赚钱。If you choose to arrange insurance, unit trusts or PRS through me and FA Advisory, I may receive commission from the relevant product provider. This commission is calculated separately from the financial-planning fee and does not offset or replace the planning fee. I will also explain the relevant arrangement and potential conflict of interest before implementation. Read How YFD Makes Money for the full disclosure.

资料来源与查证说明Sources & Verification

本工具使用标准复利公式计算目标储蓄金额，属于通用数学模型，不涉及特定机构利率或产品数据。计算结果仅为估算，实际储蓄成果仍取决于你实际存入的金额、频率与所选储蓄/投资工具的实际回酬。资料查证于 2026 年 8 月 12 日。This tool uses the standard compound-interest formula to estimate required savings — a general mathematical model, not tied to any specific institution’s rate or product. Results are estimates only; actual outcomes depend on how much and how often you actually save, and the real returns of whatever savings or investment vehicle you use. Verified 12 August 2026.